Aditya Birla Health Ins offers 100 pc return of premium on no claims for 2 years

Aditya Birla Health Insurance has launched what it claims to be an industry-first step-ahead in the health insurance sector offering up to 100 percent return of the premium. The offering is the new version of its flagship product Activ Health, which offers wide-ranging health protection with extensive wellness advantages, the company claims on Friday.

Through its revamped version of Active Health policy, it also provides Rs 3-6 crore coverage for major diseases and cashless hospitalization for serious diseases for overseas care, the company said. the plan provides up to 100 percent premium refunds, discounts and up to 100 percent reloading of Sum Insured, the company added.

Key Highlights of the plan: Stay healthy, and earn up to 100% of your premium. Earn 50% of No Claim Bonus for each year free of charge up to a limit of 100% of the amount insured.

Things covered under the plan: In-Patient Hospitalization and Home treatment expenses,  Pre-hospitalization medical expenses and Organ donor expenses, Daycare treatment.

 Customers will be refunded through rewards if they have had two claims-free years wherein they earn 50 percent no claim bonus for every claim-free year or 100 percent of the sum insured, said chief executive Mayank Bathwal.

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