New Delhi: March 8 is Women's Day. If you want to give a gift to your wife on this special day so that she can become self-reliant, then this information is for you. In your absence, there is a regular income in the house and in the future, if your wife does not depend on anyone for money, then you can arrange regular income for them today itself. For this, you should invest in the 'National Pension Scheme'.
You can open a New Pension System (NPS) account in the name of your wife. The NPS account will give your wife a lump sum amount on completion of the age of 60 years. At the same time, every month they will also have regular income as a pension. Not only that, with an NPS account, you can also decide how much pension your wife will receive each month. With this, your wife will not depend on anyone for money after the age of 60. You can deposit the rupee in the New Pension Cyst (NPS) account every month or annually, as per your convenience. You can open an NPS account in the name of BV even with just Rs 1,000. At the age of 60 years, the NPS account matures. Under the new rules, you can run an NPS account even till the age of the wife is 65 years.
For example, if your wife is 30 years old and you invest Rs 5000 every month in their NPS account. If they get a 10 per cent return on investment annually, then at the age of 60, they will have a total of Rs 1.12 crore in their account. They will get about Rs 45 lakh out of it. In addition, they will get a pension of around Rs 45,000 per month. Most importantly, this pension will continue to be received by them throughout their life.
Deposit Rs 172 in this policy every day, you will get Rs 28.5 lakh
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