To provide direct help to the economically weaker people of India, the government now transfers the benefits of various schemes directly to the bank accounts of the eligible beneficiaries. The government transfers the funds associated with various schemes including Kisan Samman Nidhi (PM Kisan), LPG subsidy, Old Age Pension, Crop Insurance Scheme directly to the accounts of the eligible beneficiaries. It is very important to have a bank account with the bank and especially the rural population of the country. Pradhan Mantri Jan Dhan Yojana (PMJDY) is a very important scheme in this regard. Currently 38.57 crore people have Jan Dhan accounts in the country.
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Even in this difficult period of Corona crisis, the government announced in March 2020 to send direct assistance of 500-500 rupees for three months to women Jan Dhan account holders under Pradhan Mantri Garib Kalyan Yojana (PMGKY). So far, two installments have been added to the accounts of the eligible beneficiaries.
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What is the eligibility to open an account under this scheme
1. Any Indian citizen can apply for opening an account under this scheme. 2. However, the age of the applicant should be more than 10 years. 3. According to the PMJDY website, an Indian citizen who is more than 10 years of age can open an account by visiting any bank branch or through a bank correspondent or a bank friend.