However, the insurance company wasnt having it at the time, claiming that per California law, it didnt have to fork over the cash because she committed a willful and malicious act of misconduct by defaming the Pirates of the Caribbean actor.Now I finally have an opportunity to emancipate myself from something I attempted to leave over six years ago and on terms I can agree to, Heard continued. I have made no admission, this is not an act of concession.