There are many people who without any planning just go to travel. In such a situation, the train is used to travel only. In the past, you have heard the news about many train accidents, due to this accident, many people become permanently disabled and partially disabled, even the baggage gets lost. In such a situation, travel insurance can prove to be a good option.

In order to take insurance, on the IRCTC's website, during the booking of tickets, the option of insurance is automatically selected during submission of all the details. Under train travel insurance you will be charged only 92 paise, which includes all taxes. 

There is no alternative to cancel or refund. Under the Travel Insurance, problems like train accidents, terrorist attacks, robbery, theft, robbery, firing incidents, physical inefficiency, and theft of goods have included problems.

Also, tell that children under the age of 5 will not be covered in this. 10 lakhs in case of death, 10 lakh in permanent disability, 7.5 lakh in partial disability, 2 lakh rupees for hospitalization. To claim it, the insured person or his nominee can claim in the office of the insurance company located near the nearest 4 months before the incident. For this, you will also have to show the necessary documents to confirm the claim. 

At present, three companies - Royal Sundaram General Insurance, ICICI Lombard General Insurance and Shriram General Insurance are offering travel insurance.

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