UPI means unified payment interface service that Google Pay, the leading paying app is providing millions of its users, will not give cash back. In India, Google Pay currently has 320 million, or 32 million registered users. Google Pay users in Tamil Nadu will not get the benefit of scratch cards with cashback or other offers. Tamil Nadu government has recently banned the scratch offer of Google Pay. The reason for the government is that due to the lottery ban rule implemented in the state since 2003, Google Pay users will not be able to get a cashback offer with a scratch card. Let's know in full detail
For your information, let us know that Google Pay UPI App was launched in 2015 under the name Tez App. which was rebranded in January 2018 and launched as Google Pay. Flipkart's UPI payment app currently has the highest number of 342 million users or 34.2 million users in India. This app, launched last year, has shown tremendous transaction growth within just 19 months. The main reason for this is the cashback offered to users on every transaction. Scratch cards are offered to users upon a transaction through this app. Cashback is also offered to users with a scratch card.
In this case, the Tamil Nadu government believes that this scratch card can also be called a kind of lottery. In such a situation, the reward received through scratch card violates the 2003 lottery ban rule. Apart from this, the payment feature also disregards the IT Act somewhere, where users' information is exchanged. The scratch card also violates the Tamil Nadu Prize Scheme Prohibition Act 1979. Therefore, Google Pay users of Tamil Nadu will not get the benefit of scratch card and cashback offer through payment.
Google Pay is not only used for online payments or transactions, but many types of bills are also paid through this app. Through this app, users are paying electricity, water, gas, postpaid mobile, telephone, broadband bills and railway ticket books are also booked. Users can also buy gold (gold) through this app. Users of Tamil Nadu will not get any kind of cashback due to the ban imposed by the government, due to which the number of users of the app can also be affected.