Get ready for an eventful July 2023 as banks are gearing up for an extensive lineup of holidays. Throughout the month, you can enjoy a total of fifteen days when banks will be closed. These include not only the second and fourth Saturdays but also Sundays, in accordance with the Reserve Bank of India (RBI) holiday calendar. It's worth noting that eight holidays fall under the Holidays Under Negotiable Instruments Act, while the rest are designated as weekend leaves. However, don't fret as banks will be open on the first and third Saturdays of every month.

As you plan your schedule, keep in mind that some of these bank holidays will be specific to certain states, while others will be celebrated nationwide. The Reserve Bank of India (RBI) has categorized the holidays into three brackets: Holiday under Negotiable Instruments Act, Holiday under Negotiable Instruments Act and Real-Time Gross Settlement Holiday, and Banks' Closing of Accounts.

Although the bank branches will be closed on these designated days, you can still rely on mobile and internet banking to carry out your transactions seamlessly. Enjoy the convenience of online modes even when the physical branches are offline.

Here's the complete list of bank holidays in July to help you plan your activities:

July 2nd: Sunday
July 5th: Banks will remain closed in Srinagar and Jammu to commemorate Guru Hargobind Ji's Birthday.
July 6th: Banks will remain closed in Aizawl due to MHIP Day.
July 8th: Second Saturday
July 9th: Sunday
July 11th: Banks will remain closed in Agartala for Ker Puja.
July 13th: Banks will remain closed in Gangtok on account of Bhanu Jayanti.
July 16th: Sunday
July 17th: Banks will remain closed in Shillong to observe U Tirot Sing Day.
July 21st: Banks will remain closed in Gangtok for Drukpa Tshe-zi.
July 22nd: Fourth Saturday
July 23rd: Sunday
July 28th: Banks will remain closed in Jammu and Srinagar due to Ashoora.

July 29th: Banks will be closed in multiple cities, including Agartala, Aizawl, Belapur, Bengaluru, Bhopal, Chennai, Hyderabad - Andhra Pradesh, Hyderabad - Telangana, Jaipur, Kanpur, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi, and Shimla, on account of Muharram (Tajiya).
July 30th: Sunday

Make the most of these holidays and plan your banking tasks and leisure activities accordingly. Remember, even when the physical branches are closed, online banking is just a few clicks away!