If you are planning to avail a home loan, first you have to consider that as to where you can borrow from, with the reasonable or lowest interest rates?  At this point, be aware of the fact that the Bank of India and the Central Bank are currently providing the country's lowest interest rates on home loan at 6.8 percent.  On the other hand, LIC Housing Finance offers 6.90 percent. In comparison, there are five housing finance companies that currently provide home loans starting at less than 8 percent.

Considering the home loan interest rates which are usually higher than those offered by banks, HFCs are also widely preferred for their stress-free documentation work. Borrowers also need to think that HFCs provide home loans indexed to prime lending rates, while banks now provide these loans linked to an external rate such as the repo rate.

In case you are willing to avail a home loan from a housing finance company, then you must go through the below covered lower interest rates currently offered by most of the leading Housing Finance companies of the country;-

LIC Housing Finance 6.90 percent, HDFC Ltd 7.00 percent, Bajaj Finserv 7.00 percent,  Can Fin Homes Ltd 7.75 percent,  PNB Housing Finance 7.90 percent, Aavas Financiers 8.00 percent, Repco Home Finance 8.25 percent,  Tata Capital 8.50 percent, Dewan Housing 8.75 percent, Indiabulls Housing Finance 8.99 percent,  Aditya Birla Housing Finance 9.00 percent, GIC Housing Finance 9.10 percent, Piramal Capital And Housing Finance 9.65 percent, Reliance Home Finance 9.75 percent.

Government's big announcement on loan moratorium, this gift will be received before Diwali

General public will get big gift on Diwali, Interest will be waived on selected loans

Kotak Bank's festive offer: Now get Home loans at 7%, grab discounts on car, bike loans