In order to earn a regular monthly income after retirement, most senior citizens favour investing in bank FDs. However, during the falling interest rates scenario, there are still some banks offering senior citizens with enticing returns on FDs. Let's take a look at private and public sector banks that bring senior citizens the best deals on three-year FDs.

Yes Bank FD interest rates. On 3-year Fds, the bank offers 7.75 per cent interest rate (for senior citizens) with loan / overdraft, auto-renewal and inter-city banking facility.

RBL Bank FD RBL Bank 7.65 percent interest rate for senior citizens with loan / overdraft facility up to 90 percent on the deposits.

DCB Bank 3-year FD is undoubtedly a good investment choice with monthly, quarterly, semi-annual or annual payout options with an interest rate of 7.45 percent for senior citizens

IndusInd Bank FD - The easiest and most common type of investing. .The bank provides an interest rate of 7.25% for senior citizens of 3 year FDs.

Bandhan Bank FD offers five distinct types of fixed deposit schemes for its customers. However, coming to senior citizens the bank offers 6.50% interest rate on 3 year FDs.

Punjab National Bank FD guarantees an interest rate of 6.00 percent for senior citizens on 3 years of FDs.
Canara Bank FD interest rates vary from 3.00 percent to 5.35 percent and rates vary from 3.00 to 5.85 percent for senior citizens across the same tenure. The bank guarantees an interest rate of 5.85 percent for senior citizens for 3 years FDs. HDFC Bank FD

HDFC Bank FD HDFC Bank offers an interest rate of 5.80 percent for senior citizens for a term of 3 years FD.

State Bank FD State Bank of India provides  an interest rate of 5.65 percent for senior citizens for a period of 3 years on FDs.

IDBI Bank FD IDBI Bank provides an interest rate of 5.65 percent for senior citizens for a period of 3 years on FDs.

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