Credit and debit card usage is constantly increasing in the Corona crisis. Generally people also call it plastic money. The hassle of keeping cash on moving these two cards is relieved. As fast as the use of these two has increased, the news of fraud related to it is also coming out these days. Unfortunately if you are going somewhere and you lose your debit and credit card, then, in this case, what will you do first. We are going to tell you.

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If the card is lost or disappears due to any mistake, first of all, contact your respective bank and apply for the card to be blocked. If you have informed the bank about this, then you will not be liable for any transaction from the card. As soon as you report the loss or theft of your card to the bank, it is the responsibility of the bank to protect you from financial fraud. In such a situation, if your card is misused then you will not have to pay the amount.

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Most credit card issuers offer zero liability policy to protect the interests of cardholders, which include financial frauds made at the time of loss of the card. In this, the complaint has to be done as soon as possible, so try to inform the bank as soon as possible in such circumstances. If you have a debit or credit card, read the policy carefully, because if the bank refuses to take responsibility and says that they are not liable in relation to any transaction done before the loss is reported. Then this burden will fall on you because the cardholder has to prove that it is not his fault.

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