If you are also thinking of putting money in a government scheme, then today we will tell you about a scheme of the central government, through which both the husband and wife can get a monthly income of Rs 10,000. And with this earning, you can protect your old age. The name of this government scheme is Atal Pension Yojana. In this scheme, the government provides monthly income to both husband and wife. And in this scheme, citizens are given an amount ranging from Rs 1000 to Rs 5000 every month. In such a situation, if both the husband and wife apply for this scheme, they will get a benefit of Rs 10,000. Let us tell you all that the Pension Fund Regulatory and Development Authority has said that both spouses can apply for pension up to 5000 5000 under this scheme.
Under this scheme, the citizens have to pay a premium every month. In such a situation, if the age of the applicant is 18 years, then he will have to pay a premium of Rs 210 per month. If the same money is given every three months, then rs 626 and in six months, rs 1,239 will have to be paid. Apart from this, to get a pension of Rs 1000 per month, only Rs 42 will have to be paid at the age of 18 years.
Apart from this, if for any reason a citizen dies before the age of 60 years, then the money of this Atal Pension Yojana will be given to the wife of the citizen. At the same time, if both the husband and wife die due to any reason, then the money of this pension will be given to the nominated citizen.
Know the special features of Atal Pension Yojana here-
You can invest monthly, quarterly and half-yearly in it.
You will have to invest until the age of 42.
Your total investment in 42 years is Rs. 1.04 million.
After 60 years, you will get a monthly pension of Rs 5000.
Under Section 80CCD of the Income Tax, he gets the benefit of tax exemption.
Only 1 account can be opened in the name of the member.