If you are also worried about more than one of your bank accounts, then you can easily close it. Because then you need to maintain quarterly minimum amount in every account. We will tell you how a bank account can be closed and what should be kept in mind during this time.
First, the customer should get all the debits linked to his additional account de-linked. If you have linked that account to the EMI of your loan, then give your loaner another bank account number before closing the account. If you are about to close a previous salary account, then you should give new account details to your employer. Even if your pension is coming in that account, you must first update your employer with new account details.
Get your account closed like this- You have to go to the branch to close your account. You have to go to the branch and fill the account closure form. Apart from this, you also have to fill the de-linking form. Keep in mind that whenever you go to the bank, take your unused check book, credit card and debit card as well, because these have to be deposited in the bank.
you have to pay a nominal fee for closing your bank account, but if you are closing the account within 14 days of opening, then no fee is charged. At the same time, there is no fee for closing the account after one year of opening the account. Different banks charge different fees in the period between these two times, for example SBI charges Rs 500 as fees.
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