New Delhi: It is always safe to not invest in government schemes. There are many schemes of the post office where you get more radiation along with the security investment. Today, we will tell you about such a scheme of the post office, which gives you a good income every month if you do not invest once. In this scheme of the post office, you have to deposit a lump sum of money, after which, every month you get the interest money as pension.
In this post office scheme, both husband and wife can open an account together. If you are not married, then you can open this account alone. The name of this post office scheme is 'Monthly Saving Scheme.' In this, the maturity time is 5 years on depositing the lump sum amount.
While investing here, your money remains completely safe. The return received in this is somehow different from the ups and downs of the stock market. In this scheme, a maximum of Rs 4.5 lakh can be invested in the name of a person. If husband and wife have a joint account, then this amount increases to Rs 9 lakh. The scheme has an interest rate of 6.6% per annum. Meaning if you deposit Rs 9 lakh, then your interest every year is Rs 59,400. By dividing it into 12 months, you get Rs 4,950 every month. The investment made in it matures in 5 years. If you want, on completion of 5 years, you can extend it twice for 5-5 years.
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