Women's Day: Make women of house self-reliant!
Women's Day: Make women of house self-reliant!
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March 8 means today is Women's Day. In such a situation, if you want that on this special day, you should give such a gift to your wife so that she can become self-sufficient, then you should read this news. In fact, in your absence, a regular income would come in the house and in future so that your wife does not depend on anyone for money. You can arrange regular income for her today. Now today we are telling you some such options by which your wife's future will be full of money.

Open New Pension System Account in The Name of Your Wife- You can open a New Pension System (NPS) account in your wife's name. Yes, the NPS account will give your wife a lump sum amount on completion of the age of 60 years. Along with this, every month they will also have regular income as a pension. Not only this, but with the NPS account, you can also decide how much pension your wife will get every month. Yes and with this, your wife will not depend on anyone for money after the age of 60 years.  

Investing is also extremely easy- you can deposit money in the New Pension Cyst (NPS) account every month or annually as per your convenience. Yes and you can open an NPS account in the name of your wife even with just Rs 1,000. At the same time, the NPS account matures at the age of 60 years and under the new rules, you can run the NPS account even till the age of the wife is 65 years. 

Monthly income of up to 45 thousand- If your wife is 30 years of age and you invest Rs 5000 every month in her NPS account. In such a situation, if they get a 10% return annually on investment, then at the age of 60, she will have a total of Rs 1.12 crore in her account. Yes, and she will get about Rs 45 lakh out of it. Apart from this, she will get a pension of around Rs 45,000 every month. The most important thing during this time is that this pension will continue to be given to her for life.

How much will you get in lump sum amount and pension?
How much pension will you get?
Age - 30 years 
Total investment period - 30 years 
Monthly Contribution - Rs . 5,000
Estimated return on investment - 10% 
Total Pension Fund- Rs.1,11,98,471 (Amount can be withdrawn on maturity)
Amount to buy an annuity plan - Rs 44,79,388
Estimated annuity rate 8 per cent - Rs 67,19,083
Monthly Pension - Rs.44,793.

Mutual funds are a better option- Mutual funds are a tremendous option of investing. Yes, in fact, the returns in the stock market are strong, but, the risk factor is also high there. In such a situation, if you want to get more returns at less risk, then you can plan to invest in mutual funds. Not only this, but if you have a good salary, you can invest in a scheme that can give you a huge amount of Rs 2.45 crore on maturity. Yes, and this will make your old age completely stress-free. 

Make a monthly investment of Rs 3500 in SIPs- SIPs have made a tremendous hold in the market in the last few years. In the last 10 years, it has been seen that by investing in a mutual fund systematic investment plan (SIP), you get a return of about 15% annually. In such a situation, if your wife's age is 30 years old while investing, then you can invest Rs 12.60 lakh in it for the remaining 30 years. Yes, and according to this, on a return of 15 per cent, you will have a fund deposit of about Rs 2.45 crore after 30 years. Keep in mind that the interest rate in mutual fund schemes is compounding and that is why people choose it for safer investments and better profits. 

How much will you get the return?
Scheme                                                      Return
SBI Small Cap Mutual Fund                      20.04%
Nippon India Small Cap Mutual Fund       18.14%
Invesco India Midcap Mutual Fund           16.54%
DSP Midcap Mutual Fund                         15.27%
Kotak Emerging Equity Mutual Fund        15.95%

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