As per IANS report, the system of sending money directly to beneficiaries through the Jan Dhan account, Aadhaar and mobile has saved more than Rs.1.70 lakh crore from falling into the hands of middlemen. This was made possible by the Modi govt’s direct benefit transfer (DBT) facility implemented in 351 schemes of 51 ministries.

Calling it the 'JAM Trinity', using Jan Dhan-Aadhaar-Mobile, the report further said that the direct transfer has made it easier to identify fake beneficiaries and preventing leakages across 351 schemes of 51 ministries.

In the last 6 years, Rs.12,95,468 crore has been reportedly disbursed to beneficiaries' accounts under the DBT plan, the IANS said adding that in 2020-21, Rs 2,10,244 crore were sent directly to the accounts as part of schemes such as MGNREGA, PDS, Pradhan Mantri Awas Yojana (PMAY), among others. In MGNREGA, till December 2019, 5.55 lakh fake laborers had been eliminated from the scheme, it said, ensuring a save of Rs24,162 crore. Likewise, the direct benefit transfer scheme helped detect 98.8 lakh bogus beneficiaries in schemes under the Ministry of Women and Child Development, preventing misuse of Rs 1,523.75 crore.

Making the linking of Aadhaar and mobile mandatory saved more than Rs 66,000 crore in government ration distribution from going to a total of 2.98 crore bogus beneficiaries. According to data available on the website of the Direct Benefit Transfer Scheme, 51 ministries prevented a total of Rs 1,70,377.11 crore from going into the wrong hands till 31 December 2019.

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