Debit cards or ATM cards are considered to be the only way to withdraw money from ATMs but nowadays money can be withdrawn from ATMs in many other ways. Yes and this list includes Google Pay and Paytm Wallet. If you all have such wallets on your mobile, you can easily withdraw money from the ATM. Now, even if you have a mobile, money can be withdrawn from the ATM. Yes, whether you have Paytm, Goopal Pay or Phone Pe, money can be withdrawn from ATMs from such UPI based mobile wallets.

Recently, a special direction has been issued by the Reserve Bank. In fact, this facility has been introduced from UPI based mobile app to facilitate customers to withdraw money and to withdraw money using alternative means other than ATMs. Tell all of you that all you need to do is scan the QR code for this. Yes, and it has been named as Interoperable Cardless Cash Transaction. Now you can withdraw money without putting a card in the ATM. Yes, if you forget the ATM card at home, you can withdraw money from the ATM from a UPI app like Paytm or Google Pay. The National Payments Corporation of India or NPCI has framed special rules for this purpose. For this, you have to follow some easy steps. Let us explain.

* Open any UPI app like Paytm, Google Pay or Phone Pay on your mobile. Amazon can also be used.
* Now the ATM where the money has been withdrawn will have a QR code on its screen that has to be scanned from the mobile app.
* Now enter the cash amount in the UPI app on your mobile as much as you have to withdraw from the ATM.

* In the meantime, with the help of this mobile app, you can withdraw up to Rs. 5,000 at a time from any ATM.
* Then you have to click on the proceed button. As soon as you click, you have to enter a 4 or 6 digit PIN on the app.
* Now, as soon as you enter the PIN, the notes will come out of the ATM which you have to take. The cash withdrawal information will appear on your mobile phone.
* Then you will receive a message from the bank from which the money will be deducted that so much money has been withdrawn from the ATM. These messages are sent for security.

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