If you are also the father of a daughter and want your daughter's future to be financially prosperous. If he never has any problem with money, then you too can start this excellent investment of the government. If you invest in this special scheme, then your daughter will become a millionaire in 21 years. You do not have to do much in this plan, just save Rs 416 per day for this special scheme. This savings of Rs 416 per day will later become a hefty amount of Rs 65 lakh for your daughter.

Sukanya Samriddhi Yojana is such a long term plan, by investing in which you can be sure about your daughter's education and future. You do not even need to invest a huge amount for this. Many major changes are taking place in this scheme. Under the new rules, the provision of reversing the wrong interest in the account has been removed. In addition, annual interest on the account will be credited at the end of every financial year. Earlier the rule was that the daughter could operate the account only in 10 years. But under the new rules, the daughter will not be allowed to operate the account before the age of 18 years. Prior to that, only the parent would continue to operate the account.

It is necessary to deposit at least Rs 250 in the account annually. If this amount is not credited, the account is considered as default. But under the new rules, if the account is not activated again, then till maturity, interest will be received at the rate applicable on the amount deposited in the account. Earlier, the defaulted accounts were used to earn interest at the rate applicable to the Post Office Savings Account. Earlier, in this scheme, the benefit of tax exemption under 80C was available only on the account of 2 daughters. This benefit was not available on the third daughter. Under the new rule, if two twin daughters are born after one daughter, then there is a provision to open an account for both of them as well.

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