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New Delhi: The Labor Department of the Central Government has started the NPS Traders Scheme. This scheme is being promoted only through e-Shram so that more and more people can join. The full name of this scheme is National Pension Scheme for Traders and Self Employed Persons Scheme. This is a government pension scheme in which there is a provision to give pension along with social security to old age persons. This pension scheme has been started for shopkeepers, retail traders and self-employed persons.
The self-employed, shopkeepers, retail shopkeepers and other businessmen can take advantage of this scheme. To take advantage of this scheme, the age of the applicant should be between 18 to 40 years. The benefit of this scheme can be taken by only those businessmen whose annual turnover does not exceed 1.5 crores. The government gives a pension of Rs 3,000 to individuals under the NPS Traders Scheme.
The necessary conditions for the NPS Traders scheme have been mentioned on the e-Shram portal. The first condition is the age at which the same person can apply for the NPS Traders scheme who is between 18-40 years. The second condition is income in which the annual income of the applicant of the scheme should not exceed 1.5 crores. The applicant who wants to join this scheme should not be a member of NPS, ESIC or EPFO. Also, the applicant should not be an income tax payee. This means that there should be no tax liability on the earnings. Under the NPS Traders scheme, a guaranteed pension of Rs 3000 is given to businessmen, traders, shopkeepers or self-employed people. This is a voluntary pension scheme in which a person can join if he wishes to join.
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