Keep these points in mind when vehicle gets stolen, otherwise insurance company will not approve claim
Keep these points in mind when vehicle gets stolen, otherwise insurance company will not approve claim
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New Delhi: Whenever a person takes a new vehicle, the company is definitely given him 2 keys. These keys are very useful for taking insurance claim in case of vehicle stolen. If you have not kept both the original keys of your car, then you may face difficulty in taking a case of vehicler theft. The insurance company asks for both the original keys at the time of claim. If you have only one key, then the company definitely asks you about the second key. If the company is satisfied with your answer then you will get the claim, otherwise, the insurance company can also reject claims. We are going to give you some specific information about the insurance claim to be made if the vehicle is stolen.

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In case of vehicle theft, the insurance companies ask for the original key from the owner of the car to find out whether the claim is correct or not. If a key has been lost, the insurance company asks for a clarification from the car owner. If the insurance company is satisfied with the answer of the car owner, then he gives the claim. Otherwise, it rejects the claim. This is done because many times people sell their vehicle in the nearby country or rural areas and take a claim by registering a stolen FIR. To deal with such fake cases, insurance companies ask for the original keys of the vehicle.

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If the vehicle owner left the car with the key or forgot it. Due to leaving the key in the vehicle, it has not been stolen because then this matter comes under negligence. In such a case, the insurance companies refuse to give the claim, claiming the negligence of the car owner as responsible for the theft of the car. If your car is stolen, then you have to file an FIR with the police within 24 hours. If you lodge a delayed report, the insurance company may be reluctant to give the claim.

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